Health Insurance Regulations

Wake Forest University: Health InsuranceMarket Reform Study

Objectives & Scope |  Reports |  Summary of Findings |  OtherResource


Other Resources

The following web sites at other institutions contain additional reports and sources of information about health insurance market reforms, which interested persons may wish to consult:

National Association of Insurance Commissioners (NAIC)

The Urban Institute
Variations in the Uninsured: State and County Level Analyses
Small Employers: Their Diversity and Health Insurance
Health Insurance Market Reforms: What They Can and Cannot Do

50-State Consumer Guides for Buying and Keeping Health Insurance -- Georgetown University

Health Hippo
HIPAA Page
Health Insurance

Center for Studying Health System Change

National Bureau of Economic Research
Buchmueller & DiNardo, Did Community Rating Induce an Adverse Selection Death Spiral? Evidence from New York, Pennsylvania and Connecticut
Farber & Levy, Recent Trends in Employer-Sponsored Health Insurance Coverage
David Cutler,  Market Failure in Small Group Health Insurance

Henry J. Kaiser Foundation
Health Benefits of Small Employers in 1998
Small Employers and Health Insurance
Small Employers: Health Insurance Coverage and the Impact of State Reforms

National Coalition on Health Care
Small Employer Health Insurance Purchasing Arrangements: Can They Expand Coverage?

Commonwealth Fund: Lessons from a Small Business Health Insurance Demonstration

California Healthcare Foundation
Why Don't More Small Businesses Offer Health Insurance?
Employer-sponsored Health Insurance among Small Businesses

Maryland Health Care Commission
Assessment of the Performance of Small-Group Health Insurance Market Reforms in Maryland

DHHS, Assistant Secretary for Planning and Evaluation
What Impact HIPAA?
The Impact of Access Regulation on Health Insurance Market Structure

Government Accounting Office (GAO)
Small Employers Continue to Face Challenges in Providing Coverage.
Number and Market Share of Carriers in the Small Group Health Insurance Market.
Health Insurance Standards: New Federal Law Creates Challenges for Consumers, Insurers, Regulators.
Employment-Based Health Insurance: Costs Increase and Family Coverage Decreases
Private Health Insurance: Continued Erosion of Coverage Linked to Cost Pressures
Private Health Insurance: Millions Relying on Individual Market Face Cost and Coverage Trade-Offs
Health Insurance Regulation: Varying State Requirements Affect Cost of Insurance

Agency for Health Care Policy and Reserach

Health Insurance Association of America (HIAA)
Health Insurance Coverage and the Uninsured
Employment-based Health Insurance Coverage

Council for Affordable Health Insurance (CAHI)

American Association of Health Plans (AAHP)

Heritage Foundation


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