Health Insurance Regulations

Wake Forest University: Health InsuranceMarket Reform Study

Objectives & Scope |  Reports |  Summary of Findings |  OtherResource

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Published Articles
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The following published articles contain findings from this study:

• Hall M.  "Public Choice and Private Insurance:  The Case of Small-Group Market Reforms."  University of Illinois Law Review.  1998, 3:757-775.
• Hall M.   "The Competitive Impact of  Small Group Health Insurance Reform Laws."  University of Michigan Journal of Law Reform.  Summer 1999,  32(4):685-726.
• Sloan F, C Conover and M Hall.  "State Strategies to Reduce the Growing Numbers of Persons Without Health Insurance." Regulation Magazine. 1999, 22(3).
• Hall M.  "The Impact of Health Insurance Market Reforms on Market Competition." American Journal of Managed Care. January 2000, 6:57-65.
• Hall M.  "An Evaluation of New York's Reform Law." Journal of Health Politics, Policy and Law. February 2000, 25(1): 71-99.
• Hall M.  "An Evaluation of Vermont's Reform Law," Journal of Health Politics, Policy and Law. February 2000, 25(1): 101-131.
• Hall M.  "The Role of Independent Agents in the Success of Health Insurance Market Reforms."  Milbank Quarterly. March 2000, 78:23-36.
• Hall M.  "The Geography of Health Insurance Regulation: A Guide to Identifying, Exploiting, and Policing Market Boundaries."  Health Affairs. March/April 2000, 19(2):173-185.
• Richardson C and M Hall.  "Agents' Behavior Under Health Insurance Market Reforms."  Journal of Insurance Regulation. Spring 2000, 18:341-56.
• Lawlor J and M Hall.  "Caroliance:  North Carolina's Health Insurance Cooperative for Small Businesses Needs a Doctor." North Carolina Medical Journal.  November/December 2000, 61(6):352-357.
• Wicks E and M Hall.  "Purchasing Cooperatives for Small Employers:  Performance and Prospects."  Milbank Quarterly.  Dec. 2000, 78(4):
• Hall M, E Wicks and J Lawlor.  "HealthMarts, HIPCs, MEWAs, and Association Health Plans (AHPs): A Guide for the Perplexed."  Health Affairs.  Jan. 2001, 20(1):
• Hall M.  "The Structure and Enforcement of Health Insurance Rating Reforms." Inquiry.  Jan. 2001, 37(4): 376-88.
• Hall M, J Lawlor.  "State Reinsurance Pools for Small-Group Health Insurance."  2001, under review, Journal of Insurance Regulation

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Reports

Eleven documents are available on this web site for browsing or downloading.  Each is available in two versions: the main version is in HTML, which can be read or printed with a web browser, but is not fully formatted, and tables and figures may not print accurately.  The
PDF version is fully formatted and, once downloaded, it can be read and printed with the "plug-in" program called Adobe Acrobat Reader.   Click here for further instructions about printing and downloading.

Introduction and Background Analysis   [PDF], which explains the methodology, the study questions, the nature of and rationale for these reforms, and anticipated problems and side effects of these reforms.

Summary of Findings  [PDF]

The View from National Insurers [PDF], a report that collects findings from interviews with insurers that operate in several or all of our study states.

An extensive case study report on each of these states:

Colorado	PDF
Florida	PDF
Iowa	PDF
New York	PDF
North Carolina (small group)	PDF
North Carolina  (purchasing coop)	PDF
Ohio	PDF
Vermont	PDF

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(c) 1999 Wake Forest University School of Medicine. These publications may be downloaded, copied, or distributed free of charge only if (1) they are not edited or altered in any manner, (2) proper attribution is given for authorship and copyright, and (3) they are not sold and no fee is charged to recipients, even for reproduction and distribution costs.

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